Join me in climbing out of the slavery of debt one day at a time!

Fill your jar!
The Change Jar
Several months ago I began to put all of my spare change in an old opaque pitcher. I had tried saving change in clear glass jars but I found that the old adage "out of sight, out of mind" was true. If I could see those shiny quarters, I would use them. With the change out of sight, up on the top of an old fashioned free-standing kitchen pantry, the change stays there. It's actually my first attempt to not spend every bit of money in my wallet. This jar has a purpose: Christmas. But the mere fact that I am saving money and watching it grow gives me tangible satisfaction. I encourage you to do the same. Let's save for that rainy day, Christmas, or whatever!
About the Author
I am the proud mother of four great kids and wife to the most patient man on earth. Over the course of the last seven years, I have gotten us into a large amount of debt through bad habits, unwise choices, and circumstances beyond our control. I decided to share my struggle to pay it all back with other moms, knowing that there are others out there in the same predicament. I had enough of worrying about how we are going to pay the bills, send kids to college, have money for retirement while I played chicken with our checking account. Desiring a better way of life, I started this journey to becoming debt free one step at a time.
Friday, August 28, 2009
I Really Hate the Unexpected
We all know it comes: the unexpected expense. But boy do I hate it when I think I have the budget all planned out and then one of my kids needs something (a certain book, massage therapy for back spasms, specific kind of shoe for working at a camp) that completely messes it all up. So if I start out at the beginning of a pay period thinking "Ha, this time the budget will work!" I feel so defeated when ,before the two weeks are up, we have had $100 extra in these unforeseen "necessaries." I try to buy as cheaply as possible in these circumstances, but when your daughter is in pain and needs her back worked on now for $75.00 a pop, what do you do? Say tough it out? This is why we need a bigger budget for "miscellaneous," which means less for other things.
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