Join me in climbing out of the slavery of debt one day at a time!

Fill your jar!
The Change Jar
Several months ago I began to put all of my spare change in an old opaque pitcher. I had tried saving change in clear glass jars but I found that the old adage "out of sight, out of mind" was true. If I could see those shiny quarters, I would use them. With the change out of sight, up on the top of an old fashioned free-standing kitchen pantry, the change stays there. It's actually my first attempt to not spend every bit of money in my wallet. This jar has a purpose: Christmas. But the mere fact that I am saving money and watching it grow gives me tangible satisfaction. I encourage you to do the same. Let's save for that rainy day, Christmas, or whatever!
About the Author
I am the proud mother of four great kids and wife to the most patient man on earth. Over the course of the last seven years, I have gotten us into a large amount of debt through bad habits, unwise choices, and circumstances beyond our control. I decided to share my struggle to pay it all back with other moms, knowing that there are others out there in the same predicament. I had enough of worrying about how we are going to pay the bills, send kids to college, have money for retirement while I played chicken with our checking account. Desiring a better way of life, I started this journey to becoming debt free one step at a time.
Saturday, September 12, 2009
Big Start of School Delay
What I mean is, I have been so busy getting my four kids back into the swing of school, that I have had little time to blog about finances. My biggest struggle these two weeks has been paying for all of the back to school clothes and supplies while shopping for my oldest's sixteenth birthday and encountering a huge car repair bill. That makes two huge car repair bills in four weeks. Yikes! This is the sort of thing that can completely throw your budget if you don't have the money previously saved. We did have money saved for the first car repair because we knew that $900 bill was coming. But the second $900 for the second car was not planned, so now we have forked out money out of savings that was set aside for earnest money on a new house for a fall move. Now we have to refigure it all out. We may have to delay the move til spring when we get our tax money back, which is a big bummer. And the fall visit to a college in Florida for my oldest will definitely have to wait til spring. She won't be happy, but oh well. Life happens. I am waiting for the big fall sales to put my kid's clothes resale business on Ebay. Can't sell resell fall clothes until I can buy them at a big discount later this month. Waiting seems to be the theme here! But waiting is better than more debt!!
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