Join me in climbing out of the slavery of debt one day at a time!

Fill your jar!
The Change Jar
Several months ago I began to put all of my spare change in an old opaque pitcher. I had tried saving change in clear glass jars but I found that the old adage "out of sight, out of mind" was true. If I could see those shiny quarters, I would use them. With the change out of sight, up on the top of an old fashioned free-standing kitchen pantry, the change stays there. It's actually my first attempt to not spend every bit of money in my wallet. This jar has a purpose: Christmas. But the mere fact that I am saving money and watching it grow gives me tangible satisfaction. I encourage you to do the same. Let's save for that rainy day, Christmas, or whatever!
About the Author
I am the proud mother of four great kids and wife to the most patient man on earth. Over the course of the last seven years, I have gotten us into a large amount of debt through bad habits, unwise choices, and circumstances beyond our control. I decided to share my struggle to pay it all back with other moms, knowing that there are others out there in the same predicament. I had enough of worrying about how we are going to pay the bills, send kids to college, have money for retirement while I played chicken with our checking account. Desiring a better way of life, I started this journey to becoming debt free one step at a time.
Wednesday, August 19, 2009
Great Reads!
I have a few favorite books on personal finances that I will recommend to you. My top four are: Dave Ramsey's Financial Peace, Larry Burkett's Debt-Free Living, Sandra Hunt's The Financially Confident Woman, and Financial Survival in Uncertain Times by Deborah Pegues. I have been reading about wise financial doings for a long-time, but not making a serious commitment to following the principals. Now, I must, or we face dire straits. I try to read every day at least one chapter of any of these books or other articles online or in the paper to remind myself what it is we are trying to accomplish, which helps when I am at the mall or Target and an item is screaming "You need me!" I can walk away much more easily if I have in the forefront of my brain how I got into this mess and where I want to be in a month, year, ten years. I wrote out Dave Ramsey's "Seven Steps to Financial Peace" on an index card and posted it on a kitchen cabinet. Anything to keep our goals in mind.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment